🔵JPMorgan forecasts that the stablecoin market will grow only to $500 billion by 2028, citing limited use beyond the crypto ecosystem. According to their analysis, 88% of demand comes from DeFi and trading, while just 6% is tied to real-world payments. Analysts argue this narrow utility prevents stablecoins from fully competing with traditional fiat currencies.
🔵However, other experts are more optimistic. With evolving regulation — including the GENIUS Act — and increasing interest from major players, the market could reach $2.5 trillion. Stablecoins are already taking a leading role in institutional OTC trading, steadily solidifying their presence in global settlements.